The Mortgage Playbook for Millennials

Book excerpt: This book is the first of its kind. At the age of 20, Jeff VanNote entered the mortgage industry at full speed in December of 2007. The mortgage business never made sense to VanNote which caused him to spend most of his time trying to figure out bank guidelines and loan products to be able to properly educate and prepare consumers for home ownership. This book takes you on VanNote's journey from the football field directly into the collapsing real estate and financial market, which some say was the worst economic time since the Great Depression. Everything VanNote suggests and teaches in this book are based off of his own personal experience, having seen hundreds of loan scenarios and closing 1,000+ clients mortgages over the last decade. Real Estate and Mortgage Lending are not very transparent industries and there are many moving parts, and while not one person can change the game, VanNote sets out with the goal in mind to bring transparency to these two out dated industries and properly educate consumers on the most responsible lending and borrowing practices to help prevent another 2008-Like crisis from happening again. There will always be desperation and greed in the world, especially in industries where there is a lot of money at risk and changing hands. The more awareness we bring to the forefront of consumers mindsets, the more likely we are to succeed as a country, and the higher likeliness we are to limit real people from getting hurt financially, and worst case scenario, losing most likely their biggest investment ever, their home. You're never too young to start planning for your future, and you're never too young to start learning about Real Estate and Money for Real Estate.