Recognition of take-up and transaction cost challenges in individual microinsurance has led to a surge of interest in group microinsurance. Yet few studies have

"This white paper focusses on the policy interventions made to help people manage risk, uncertainty and the losses from events whose impacts are channeled prima

This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it fac

Addressing the challenge of covering heath care expenses—while minimizing economic risks. Moral hazard—the tendency to change behavior when the cost of that

This book examines the behavior of individuals at risk and insurance industry policy makers involved in selling, buying and regulation.